Last updated: 19 October 2026
1. About this website
This website is owned and operated by Fourie & Fernandez Risk Solutions (Pty) Ltd (registration number 2025/921871/07), an authorised financial services provider (FSP 55911). By using it you agree to these terms.
2. Information only, not advice
The content on this website is general information about short-term insurance. It does not take your personal circumstances into account and is not financial advice as defined in the FAIS Act. Speak to us before making any decision about your insurance.
3. Quotes and cover
Submitting a form on this website does not create insurance cover. Cover only starts once you have accepted a quotation and the insurer has confirmed acceptance in writing. Cover is subject to the insurer's terms, conditions, exclusions and underwriting criteria.
4. Claims notifications
Notifying us of a claim through this website does not register the claim with your insurer. We will lodge the claim on your behalf and confirm with you once it has been registered. You remain responsible for meeting any time limits set out in your policy.
5. Accuracy
We take care to keep this website accurate and up to date, but we do not warrant that all content is complete or current. To the extent permitted by law, we are not liable for any loss arising from reliance on the website content.
6. Links
Links to third-party websites are provided for convenience. We are not responsible for their content or privacy practices.
7. Intellectual property
The Fourie & Fernandez name, logo and website content belong to us and may not be used without our written permission. Insurer names belong to their respective owners.
8. Electronic communications
These terms are governed by the laws of the Republic of South Africa, including the Electronic Communications and Transactions Act, 2002. Our details for purposes of section 43 of that Act appear in our FAIS disclosure.