Advice-led insurance, built on experience
Fourie & Fernandez Risk Solutions is a Pretoria-based short-term insurance brokerage serving businesses and families across South Africa.
Why we started
Our director, Jacques Fourie, has spent more than a decade in short-term insurance: advising clients, placing cover and leading a team of brokers. Over those years he saw how often clients were left on their own once the policy was sold, and how much difference the right advice makes when a claim comes in.
In 2025 he founded Fourie & Fernandez Risk Solutions to do things differently: compare insurers properly, structure cover around each client’s real risks, and stay involved for the life of the policy. The business became an authorised financial services provider (FSP 55911) in 2026.
- Advice and intermediary services in personal and commercial short-term insurance
- Not owned by any insurer
- Supported by an external compliance officer, Horizon Compliance (Pty) Ltd
Assess. Strategize. Protect.
Assess
Identify and evaluate the risks in your business or household.
Strategize
Plan and advise on the right combination of cover and insurer.
Protect
Mitigate and secure, with ongoing service and claims support.
Meet the team
Jacques Fourie
Director & Key Individual
More than a decade in short-term insurance, from client advice and claims to leading a broker team. Jacques oversees advice quality, insurer relationships and compliance.