Fourie & Fernandez Risk Solutions
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Compliance

FAIS disclosure

Information we are required to give you in terms of the Financial Advisory and Intermediary Services Act, 2002 (FAIS) and its General Code of Conduct.

Last updated: 19 October 2026

1. About the financial services provider

NameFourie & Fernandez Risk Solutions (Pty) Ltd
Company registration number2025/921871/07
FSP licence number55911
Key individualPetrus Jacobus (Jacques) Fourie
Physical addressShop 9, Derdepark Centre, 190 Cullinan Road, Derdepoort, Pretoria, 0035
Postal addressShop 9, Derdepark Centre, 190 Cullinan Road, Derdepoort, Pretoria, 0035
Telephone082 449 8999
Emailinfo@ffinsure.co.za
Websitewww.ffinsure.co.za

2. Licence and services

We are authorised by the Financial Sector Conduct Authority (FSCA) to render advice and intermediary services in respect of short-term insurance (personal lines and commercial lines). You can verify our licence on the FSCA's website at www.fsca.co.za.

We are an intermediary, not an insurer. The insurer that accepts your risk is responsible for the policy and for paying valid claims.

3. Product suppliers

We hold intermediary agreements with, and place business with, the following insurers:

  • ONEsure
  • King Price
  • New National Assurance
  • MiWay
  • Auto & General
  • Petrosure

The list of product suppliers may change from time to time. We will always tell you which insurers we obtained quotations from when we give you advice.

4. Ownership and financial interests

We do not hold any shares or other ownership interest in any insurer, and no insurer holds any shares or ownership interest in us. We are not part of any insurer's group of companies.

5. How we are paid

  • Commission: the insurer pays us commission on the premium you pay. Commission is regulated by law (currently a maximum of 12.5% of the premium for motor and 20% for other classes of short-term insurance) and is shown on your policy schedule.
  • Broker fees: we only charge a broker fee if you have agreed to it beforehand in a separate, signed broker fee consent. The amount and frequency of the fee will be disclosed to you in writing, and you may withdraw your consent by giving us notice.

We do not receive any other financial interest from insurers other than as permitted by FAIS. See our conflict of interest policy.

6. Professional indemnity cover

We hold professional indemnity insurance as required by FAIS.

7. Compliance officer

Compliance officerHorizon Compliance (Pty) Ltd (Compliance Practice No. 6870)
Address1st Floor, The Village, Cnr Hazelwood Street & 16th Street, Hazelwood, Pretoria, 0081
Telephone071 330 6702
Emailhello@horizoncompliance.co.za

8. Your rights and important warnings

  • You are entitled to receive a written record of the advice we give you, and copies of the documents you sign.
  • You must disclose all material information accurately and completely. Incorrect or incomplete information may cause the insurer to reject a claim or cancel your policy.
  • Never sign a blank or partially completed form, and do not sign anything you do not understand.
  • A quote is not cover. Cover only starts once you have accepted a quote and the insurer has confirmed it in writing.
  • If you replace an existing policy, we will explain the differences, including any waiting periods, changes in excess or loss of benefits.
  • You may cancel a short-term insurance policy at any time, subject to the policy terms.

9. Complaints and regulators

Please see our complaints procedure. If your complaint is not resolved, you may approach: