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Commercial insurance

Business insurance for owners who want it done right

Whether you run a workshop, a fleet, a farm or a professional practice, we assess your risks, compare insurers and structure a commercial policy that fits how you actually operate.

Request a business quote Call 082 449 8999
What we cover

Commercial solutions

Most businesses need a combination of the covers below. We build them into one coordinated policy so there are no gaps and no unnecessary overlap.

Property & business interruption

Buildings, contents, stock and loss of income after insured damage such as fire, storm or burst geysers.

  • Fire, buildings & office contents
  • Theft, money and glass
  • Business interruption

Fleet & commercial motor

From a single bakkie to a full fleet of trucks and trailers, including cover for goods you carry.

  • Vehicles, trailers & specialised equipment
  • Goods in transit
  • Third-party liability

Liability

Protection when a customer, supplier or member of the public claims your business caused injury or damage.

  • Public & product liability
  • Employer's liability
  • Directors' & officers' liability

Professional indemnity

For consultants, engineers, accountants, IT and other professionals facing claims of negligence, error or omission in their advice or work.

Engineering & contract works

Cover for plant and machinery, electronic equipment, and projects under construction.

  • Machinery breakdown
  • Contractors' all risks & contract works
  • Electronic equipment

Agriculture

Farm buildings, equipment, implements, livestock and farm vehicles, structured for the realities of farming operations.

Body corporates & sectional title

Buildings cover, common property and trustee liability for complexes, estates and share-block schemes.

Cyber & specialised risks

Cyber cover, fidelity guarantee, and niche risks such as fuel retail and hospitality, sourced from specialist insurers.

Industries we serve

We understand your sector

A logistics business and a guest lodge face very different risks. We start with how your business works, then find the insurer best suited to it.

Tower crane on a construction siteConstruction
Engineers working in a factoryManufacturing
Tractor working a fieldAgriculture
Freight truck on the roadLogistics & transport
Lodge restaurant with a stone fireplaceHospitality
Retail store ownerRetail
Desk with a laptop, notepad and coffeeProfessional services
Fuel nozzle filling a vehicleFuel & petroleum
How it works

Our process

Assess

We meet with you, review your current policy and identify the risks that could really hurt your business.

Compare

We approach suitable insurers and present the options side by side, with our recommendation and the reasons for it.

Place

Once you choose, we handle the paperwork and make sure the policy is set up exactly as agreed.

Support

We review your cover as your business grows and stand by you through every claim.

Already insured?
Send us your current policy schedule. We will review it, point out gaps or overlaps, and tell you honestly whether you can do better.

Get a commercial quote

Tell us a little about your business and we’ll be in touch.

Request a quote